Payday Loans

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New Buy Now, Pay Later rules could protect you from debt traps. But what are the risks?

Millions of us use Buy Now, Pay Later schemes like Klarna and Afterpay. New regulation will change how these lenders operate

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A lack of affordable credit means millions of Brits are forced to take out extortionate payday loans

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‘Almost every person who comes to us says they wish they’d reached out and got help earlier’