What government support is there for energy bills?
These are some government schemes which may help if you are struggling to pay your energy bills:
Warm Home Discount Scheme
This scheme is set to open again in November and you could get £150 off your energy bills. The money is not paid to you – it’s a one-off discount on your electricity bill. Energy suppliers fund the scheme, and the government decides who is eligible. This winter, most eligible households will get Warm Home Discount automatically where previously, you had to claim it from your supplier. Find out more here.
Winter Fuel Payment
If you were born on or before September 25 1956 you could get between £250 and £600 to help you pay your heating bills. Find out more here.
Cold Weather Payments
You may get a cold weather payment if you’re getting certain benefits. You’ll get a payment if the average temperature in your area is recorded as, or forecast to be, zero degrees celsius or below over seven consecutive days. You’ll get £25 for each day of very cold weather. The scheme is set to start on November 1.
Scottish Welfare Fund
This is offered in Scotland to provide a safety net for people on low incomes. These include crisis grants and community care grants. Find out how to apply here.
Discretionary Assistance Fund
In Wales, there is the Discretionary Assistance Fund. This includes an emergency assistance grant, which helps cover essential costs, such as food, gas, electricity, clothing or emergency travel if you are experiencing extreme financial hardship, have lost your job or are waiting for your first payment.
Finance Support Service
The Finance Support Service supports people who live in Northern Ireland and need short-term financial help. This includes discretionary support to help towards short-term living expenses or household items.
How to get the energy rebate
The government is providing a £400 energy rebate to all households to help with the cost of living. People began receiving the first £66 instalment to help them with their gas and electricity bills on October 1. While many customers had the credit automatically applied to their accounts, people with traditional prepayment meters have to cash in vouchers at top-up points.
Hundreds of thousands of people with prepayment energy meters have not received the £400 government rebate because they can’t access the voucher scheme or don’t know about it.
For people on prepayment meters, your redeemable vouchers will either be sent by text, email or post, or you will get an automatic credit when you top up at your usual top up point. The way it is paid varies by supplier and your usual payment method.
You need to make sure that your energy supplier has correct and updated contact details for you in order to get the payment. Many people on prepayment meters top up their card or key at a local convenience store, so if you haven’t had any word from your energy provider about the vouchers, contact them in the first instance.
Your supplier will then let you know how to get your discount and where to redeem your vouchers. This will be at a top-up point like your local post office or PayPoint shop. Payzone outlets are unable to accept the vouchers. For most suppliers, the voucher should arrive by 17th of each month and is only valid for 90 days.
How to find out if you are eligible for universal credit and other benefits
If you are struggling with paying your bills, you may be eligible for benefits and welfare support. If you’re not sure where to start, Citizens Advice offers information and services to help people and they can advise you as to what financial support is available from the government to help you.
You could be entitled to benefits and tax credits if you are working or unemployed, sick or disabled, a parent, a young person, an older person or a veteran. You can also use Turn2Us’ benefits calculator to find out what benefits you are entitled to claim.
How to get the cost of living payment
More than eight million low-income families will receive cost of living payments from the Department for Work and Pensions (DWP). The second cost of living payment will hit bank accounts automatically by November 23. Find out all about that here.
Hunt has just announced a further £900 will be granted in the form of cost of living payments, but the details around that and when it will be paid are not yet clear.
How to get help from your energy supplier if you can’t pay your energy bills
A number of energy suppliers offer grants to their customers to help them pay off their energy bills. Contact your energy supplier if you are struggling to pay your bills and they may be able to help you in the cost of living crisis. We’ve listed a few grants available below:
British Gas Energy Support Fund
These grants are available to everyone who has a fuel debt of £250 to £1,500 and you don’t have to be a British Gas customer. You’ll need to seek help from your local money advice centre first (find yours here) and be able to show that you’ve thought about how you will manage your costs in the future. You can apply for a grant and get advice from the British Gas Energy Trust through their website.
Scottish Power Hardship Fund
Scottish Power has a fund to help low-income households get their energy payments under control. It can help by clearing or reducing arrears by crediting a customer’s ScottishPower energy account.
EDF Customer Support Fund
EDF provides support for individuals struggling to manage household energy debt. Find out more and apply here.
E.ON Next Energy Bills Fund
This fund could help you pay your current or final E.ON Next energy bills and potentially replace old appliances. Find out more on the E.ON website.
Octopus Octo Assist Fund
If you’re an Octopus customer, you can access their financial support form here. It asks you a series of questions about your financial situation. They offer a number of support options including access to existing schemes, monetary support from the Octo Assist Fund, or a loan of a thermal imagery camera to find heat leaks at home.
You can also earn rewards with Octopus for using less at peak times this winter. You need a connected smart electricity meter to be eligible.
Ovo Energy Fund
Ovo offers to help come up with a payment plan to make paying your energy bills more manageable. The company also runs a Let’s Talk Energy Fund and you can apply for the scheme here.
How to get charitable grants to pay your energy bills
People who are struggling financially may be eligible for charitable grants this winter. You can find out what grants might be available to you using Turn2Us’ grant search. There are a huge range of grants available for different people – including those who are bereaved, disabled, unemployed, redundant, ill, a carer, veteran, young person or old person.
Grants are also usually available to people who have no recourse to public funds and cannot claim welfare benefits. Turn2Us helps people to access grants and support services if they’re in financial difficulty. If you contact them, they’ll check what’s available to you.
Glasspool gives small grants for things like white goods, beds, bedding, children’s clothing and baby needs. For most charitable grants, you need to get a referral from a professional like a social worker, health professional, school or advice service.
Family Action provides practical, emotional and financial support to those who are experiencing poverty, disadvantage and social isolation across the country.
How to get help from your local council if you can’t pay your energy bills
If you are unable to pay your bills, your local council may have a scheme that can help you. Local councils may be able to give you debt advice, help you get hold of furniture, support you through food and fuel poverty.
Councils across the country are organising measures to help local residents this winter in the cost of living crisis. Some have announced they will be opening ‘warm banks’, with libraries, museums and public spaces opening to people who cannot afford to turn their heating on. Your council may also have a local welfare assistance scheme, also known as crisis support. Find out what support your council offers through End Furniture Poverty’s local welfare assistance finder or contact your local authority directly.