Money special

Despite having very different circumstances, siste Nicola and Karen have both felt the struggle of making ends meet. Their stories underline some of the major misconceptions about financial hardship

Theresa May used the Tory party conference to make a song and dance about the million new homes Britain needs; Labour did the same. But lifting red tape won’t be enough when the big boys of building hoard land to control housing supply. Steve Howell digs in